The most common popular way to go is Term Life Insurance. Choose from a 10, 20 or 30 year price guaranteed rate.
Smoking adds to the price. So don't do it! ;-)
Many other types of life insurance are available. But this is the most common. There is no investment income tied to it. Also there is no cash surrender value. But you can't beat the rates. We use Met Life. Best rate you can get.
For more information, please contact our life insurance specialist: